What is a loan modification?
Loan modification is the process which allows homeowners and lenders to
collaborate together to create new loan terms in an attempt to stop a foreclosure. This process does not create a "new" loan, but it does restructure your existing loan. A loan modification may be the last option available for a homeowner that is falling behind on their mortgage or has a low credit rating.
See if you Qualify - CALL NOW 877.369.4529
Loan modification plays a crucial role in protecting your credit rating. A borrower can avoid refinancing their loan and can lower your payment through this process. Loan modification will be beneficial to a homeowner who has lost equity in their home, lost income, divorced, etc.
If you have recently been burdened with an sudden increase in your interest rate, loan modifications may be an option for you. If your received a loan that was set to an Adjustable Rate or an Option ARM, CALL NOW 877-369-4529 as you may qualify for a pre-eminent loan modification to avoid the potential harm from a loan recast.
Modified mortgages may be an approach that will give you a fresh new start in managing your home. Janian and Associates can help you avoid foreclosure and avoid bankruptcy. Contact us today for a free consultation to receive your rights and options.
Make sure to stop by and review some of our Success Cases.
We have had great success getting loan modifications with the following mortgage companies:
• AMC Mortgage
• American Home Mortgage Service
• Bank of America
• Beneficial
• Chase
• Citi Mortgage
• Citi Financial
• Countrywide Home Loans
• EMC
• Everbank
• First Franklin
• Freddie Mac
• GMAC
• Homecomings Financial
• HomEq
• HSBC Bank
• IndyMac
• Litton
• Midland
• M&T Bank
• National City
• Ocwen Mortgage
• Option One
• Saxon
• Select Portfolio Services
• SunTrust
• Wachovia
• Washington Mutual (WAMU)
• Wells Fargo
• Wilshire
